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IssuerAmerican Express
NetworkAmex
Annual fee$895/year
Foreign tx feeNone
Regular APRN/A (charge card)
Approval band720+ estimated

The Business Platinum Card® from American Express

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
300,000 points welcome
Min score
720+
Base earn
1x

Earning rates

Flights booked on AmexTravel.com5×
Prepaid hotels booked on AmexTravel.com5×
Key business purchases (eligible categories) or single purchases of $5,000 or more2× · cap $2,000,000
All other purchases1×

Current offer

300,000 after spending $20,000 in the first 3 months.

Credits

Hotel Credit

Up to $300 semi-annually in statement credits on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through Amex Travel

$600

Hilton Credit

Up to $50 quarterly in statement credits on eligible purchases made directly with Hilton (Hilton for Business members; enrollment required)

$200

Airline Fee Credit

Up to $200 per calendar year in statement credits for incidental fees charged by one selected qualifying airline

$200

CLEAR+ Credit

Up to $209 per calendar year in statement credits for an auto-renewing CLEAR+ membership (excluding taxes and fees)

$209

Global Entry or TSA PreCheck Application Fee Credit

Either $120 statement credit for Global Entry application fee or up to $85 for TSA PreCheck application fee every 4 years

$120

Dell Technologies Credit

Up to $150 in statement credits on U.S. purchases directly with Dell Technologies, plus an additional $1,000 statement credit after $5,000+ spend on those purchases, per calendar year (enrollment required)

$1150

Adobe Credit

$250 statement credit per calendar year after $600+ spend on U.S. purchases directly with Adobe (enrollment required)

$250

Indeed Credit

Up to $90 per quarter in statement credits for U.S. purchases made directly with Indeed (enrollment required)

$360

Wireless Credit

Up to $10 per month in statement credits for wireless phone service purchases made directly with a U.S. wireless telephone service provider (enrollment required)

$120

American Express One AP Statement Credit

Unlock up to $2,400 in statement credits for use in the next calendar year on One AP monthly fees after $250,000 spend in this calendar year

$2400

Amex Travel Online Flight Statement Credit

Unlock up to $1,200 in statement credits on flights booked on AmexTravel.com for use in the next calendar year after $250,000 spend in this calendar year

$1200

Perks

  • The Global Lounge Collection
  • 35% Airline Bonus (points back)
  • Leaders Club Sterling Status
  • Platinum Travel Service

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.