American Express® Gold Card

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer

100,000 points welcome

Min score

700+

Base earn

Earning rates

Dining (worldwide)4× · cap $50,000

U.S. Supermarkets4× · cap $25,000

Flights (Amex Travel or Direct)3×

All other purchases1×

Current offer

100,000 after spending $6,000 in the first 6 months.

Credits

U.S. dining credit (Resy / Grubhub / Cheesecake Factory etc.)

$10/mo in statement credits at participating Resy partners and select dining brands

$120

Uber Cash

$10/mo in Uber Cash for U.S. rides or Uber Eats orders

$120

Dunkin' credit

$7/mo at Dunkin' (effective $84/yr)

$84

Resy credit

$50 semi-annual at U.S. Resy restaurants (effective $100/yr)

$100

Perks

No foreign transaction fees
Hotel collection benefits
Baggage insurance
Car rental loss & damage insurance
Purchase protection

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.

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