IssuerAmerican Express
NetworkAmex
Annual fee$150/year
Foreign tx feeNone
Regular APR20.24% – 29.24%
Approval band670+ estimated
Hilton Honors American Express Surpass® Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
130,000 points welcome
Min score
670+
Base earn
3x
Earning rates
Hilton purchases12×
U.S. restaurants, supermarkets, gas stations6×
U.S. online retail4×
All other purchases3×
Current offer
130,000 after spending $3,000 in the first 6 months.
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.