The Platinum Card® from American Express
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Earning rates
Current offer
175,000 after spending $10,000 in the first 6 months.
Credits
Hotel credit (Fine Hotels & Resorts / The Hotel Collection)
Up to $300 semi-annually ($600/yr) on prepaid bookings of 2+ nights through Amex Travel
Airline incidental fee credit
$200/yr on incidental fees with one selected airline (bag fees, lounge passes, etc.)
Resy / U.S. dining credit
Up to $400 in statement credits annually at U.S. Resy restaurants and Resy partners ($100 quarterly)
Uber Cash
Up to $200/yr in Uber Cash, distributed monthly ($15/mo plus $20 in December)
Equinox / fitness credit
$300/yr toward Equinox+ digital, club, or any Equinox membership
CLEAR Plus credit
Up to $209/yr toward CLEAR Plus membership
Saks Fifth Avenue credit
$50 semi-annual at Saks Fifth Avenue ($100 total per year)
Digital entertainment credit
Up to $25/mo ($300/yr) across select digital subscriptions; enrollment required
Global Entry / TSA PreCheck
Up to $120 every 4 years for Global Entry or TSA PreCheck application fee
Lululemon credit
Up to $75 quarterly ($300/yr) in statement credits at U.S. Lululemon stores or lululemon.com
Oura Ring credit
Up to $200 statement credit toward Oura Ring purchase or membership; enrollment required
Walmart+ membership credit
Covers monthly Walmart+ membership ($12.95+tax/mo, ~$155/yr)
Uber One credit
Up to $120/yr ($10/mo) toward Uber One membership; enrollment required
Perks
- American Express Centurion Lounge access
- Marriott Bonvoy Gold Elite status
- Hilton Honors Gold status
- Fine Hotels & Resorts benefits
- Trip cancellation and trip delay insurance
- Premium rental car loss & damage insurance
- Cell phone protection
- Concierge service
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.
