IssuerBank of America
NetworkVisa
Annual fee$550/year
Foreign tx feeNone
Regular APR19.49% – 27.49%
Approval band720+ estimated
Bank of America® Premium Rewards® Elite credit card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
75,000 points welcome
Min score
720+
Base earn
1.5x
Earning rates
Travel2×
Dining2×
All other purchases1.5×
Current offer
75,000 after spending $5,000 in the first 3 months.
Credits
Airline incidental credits
Up to $300/yr in airline incidental statement credits (bag fees, in-flight purchases, seat upgrades)
Lifestyle credits
Up to $150/yr in lifestyle statement credits (streaming, ridesharing, food delivery, fitness)
Global Entry / TSA PreCheck credit
Up to $120 every 4 years
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.
