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IssuerBank of America
NetworkVisa
Annual fee$550/year
Foreign tx feeNone
Regular APR19.49% – 27.49%
Approval band720+ estimated

Bank of America® Premium Rewards® Elite credit card

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
75,000 points welcome
Min score
720+
Base earn
1.5x

Earning rates

Travel2×
Dining2×
All other purchases1.5×

Current offer

75,000 after spending $5,000 in the first 3 months.

Credits

Airline incidental credits

Up to $300/yr in airline incidental statement credits (bag fees, in-flight purchases, seat upgrades)

$300

Lifestyle credits

Up to $150/yr in lifestyle statement credits (streaming, ridesharing, food delivery, fitness)

$150

Global Entry / TSA PreCheck credit

Up to $120 every 4 years

$120

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.