IssuerChase
NetworkMastercard
Annual feeNo Annual Fee
Foreign tx fee3%
Regular APR18.24% – 27.74%
Approval band670+ estimated
Chase Freedom Flex℠
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
$200 cash back welcome offer
Min score
670+
Base earn
1x
Earning rates
Quarterly bonus categories (after activation)5×
Quarterly bonus categories (after activation) - cap (combined purchases)5×
Travel purchased through Chase Travel5×
Dining (including takeout and eligible delivery services)3×
Drugstore purchases3×
All other purchases1×
Current offer
$200 after spending $500 in the first 3 months.
Perks
- Cash back rewards do not expire
- Zero Liability Protection
- Purchase Protection
- Extended Warranty Protection
- Trip Cancellation and Interruption Insurance
- Cell Phone Protection
- 24/7 Fraud Monitoring
- Auto Rental Coverage
- Travel and Emergency Assistance
- DoorDash DashPass (6 months)
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.