IssuerChase
NetworkMastercard
Annual feeNo Annual Fee
Foreign tx feeNone
Regular APR19.24% – 27.74%
Approval band670+ estimated
IHG One Rewards Traveler Credit Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
80,000 points welcome
Min score
670+
Base earn
2x
Earning rates
IHG Hotels and Resorts5×
Dining3×
Utilities3×
Select streaming services3×
Gas stations3×
All other purchases2×
Current offer
80,000 after spending $2,000 in the first 3 months.
Perks
- Up to 17X total points at IHG stays
- Automatic Silver Elite Status
- 10,000 bonus points each calendar year
- 4th Reward Night Free
- Gold Elite Status after $20,000 annual spend
- Baggage Delay Insurance
- Lost Luggage Reimbursement
- Purchase Protection
- Trip Cancellation/Interruption Insurance
- No foreign transaction fees
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.