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IssuerChase
NetworkVisa
Annual fee$795/year
Foreign tx feeNone
Regular APR19.49% – 27.99%
Approval band740+ estimated

Chase Sapphire Reserve®

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
125,000 points welcome
Min score
740+
Base earn
1x

Earning rates

Purchases through Chase Travel (including The Edit)8×
Flights booked direct4×
Hotels booked direct4×
Dining worldwide3×
All other purchases1×

Current offer

125,000 after spending $6,000 in the first 3 months.

Credits

Annual travel credit

Up to $300 in statement credits for travel purchases each account anniversary year (purchases that qualify will not earn points)

$300

The Edit credit

Up to $250 statement credit for each prepaid booking with The Edit (two-night minimum), up to $500 annually

$500

Select Chase Travel Hotels credit

Up to $250 in statement credits through 12/31/26 on prepaid Chase Travel hotel bookings for select hotel brands (two-night minimum)

$250

Sapphire Exclusive Tables dining credit

Up to $150 in statement credits Jan–Jun and again Jul–Dec (max $300 annually) when dining at restaurants in Sapphire Exclusive Tables on OpenTable

$300

StubHub and viagogo credit

Up to $150 statement credits Jan–Jun and again Jul–Dec (max $300 annually) for StubHub and viagogo purchases through 12/31/2027; activation required

$300

Global Entry / TSA PreCheck / NEXUS fee credit

One statement credit of up to $120 every four years as reimbursement for the application fee charged to your card

$120

Perks

  • Chase Sapphire Lounge by The Club access
  • Priority Pass Select
  • Air Canada Maple Leaf Lounges and Cafés access
  • IHG One Rewards Platinum Elite Status
  • Reserve Travel Designers
  • Auto Rental Coverage (primary)
  • Trip Cancellation / Interruption Insurance
  • Trip Delay Reimbursement
  • Travel Accident Insurance
  • Lost Luggage Reimbursement

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.