IssuerWebBank
NetworkVisa
Annual feeNo Annual Fee
Foreign tx feeNone
Regular APR28.24% – 30.24%
Approval band300+ estimated
Petal® 2 "Cash Back, No Fees" Visa® Credit Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
No welcome bonus
Min score
300+
Base earn
1x
Earning rates
Everyday purchases (up to)1.5×
Select national merchants (bonus offers)10×
All other purchases1×
Perks
- No late fee
- No returned payment fee
- Reports to major bureaus
- Freeze card in app
- Fraud detection
- Data encryption
- Mobile wallet support
- Contactless payments
- Pre-approval without credit check
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.
